Tower Payments announced the launch of a dedicated payment gateway and merchant account service aimed at nicotine pouch e-commerce businesses that have lost card processing abilities after being declined by other providers. According to Tower Payments, companies such as Stripe, Square, banks, and PayPal classify nicotine pouches as high risk under acceptable-use rules, disrupting cash flow for compliant merchants. This new offering is designed to restore stable credit card acceptance by using nicotine-friendly underwriting and clear pricing, addressing a common industry problem of sudden account closures and frozen deposits.
Tower Payments’ service uses underwriting teams familiar with both synthetic and tobacco-derived nicotine and assists merchants with required Visa and Mastercard registrations. The gateway integrates with platforms including Shopify, WooCommerce, BigCommerce, ClickFunnels, and others, while preserving existing checkout flows.
Tower Payments adds that the service includes fraud tools, subscription support, PCI DSS compliance, and upfront pricing with no hidden fees. Founder Nyah Penney said the company focuses on prescreening and one-on-one support to reduce delays and avoid held funds, positioning the service as a practical processing option for nicotine pouch retailers heading into 2026.
