Tag: credit cards

  • Retail Groups Urge Processors to Revise Vape Enforcement Policies

    Retail Groups Urge Processors to Revise Vape Enforcement Policies

    The National Association of Convenience Stores and several retail and tobacco trade associations urged Global Payments and Mastercard to revise policies that penalize retailers for selling certain electronic nicotine delivery system products, according to CSP. In letters to the companies, the groups argued the payment processors’ enforcement standards do not reflect the U.S. Food and Drug Administration’s updated enforcement priorities, which allow enforcement discretion for certain products with pending premarket tobacco product applications.

    The letters, also signed by the National Association of Tobacco Outlets, Energy Marketers of America, and the Convenience Distribution Association, expressed support for removing illicit vaping products from the market but said responsible retailers should not face penalties that exceed current FDA policy. The request follows updated FDA guidance issued in May and comes after a coalition of state attorneys general urged major payment networks to take action against merchants selling unauthorized vaping products.

  • Nicotine Pouch Payments Get New Avenue

    Nicotine Pouch Payments Get New Avenue

    Tower Payments announced the launch of a dedicated payment gateway and merchant account service aimed at nicotine pouch e-commerce businesses that have lost card processing abilities after being declined by other providers. According to Tower Payments, companies such as Stripe, Square, banks, and PayPal classify nicotine pouches as high risk under acceptable-use rules, disrupting cash flow for compliant merchants. This new offering is designed to restore stable credit card acceptance by using nicotine-friendly underwriting and clear pricing, addressing a common industry problem of sudden account closures and frozen deposits.

    Tower Payments’ service uses underwriting teams familiar with both synthetic and tobacco-derived nicotine and assists merchants with required Visa and Mastercard registrations. The gateway integrates with platforms including Shopify, WooCommerce, BigCommerce, ClickFunnels, and others, while preserving existing checkout flows.

    Tower Payments adds that the service includes fraud tools, subscription support, PCI DSS compliance, and upfront pricing with no hidden fees. Founder Nyah Penney said the company focuses on prescreening and one-on-one support to reduce delays and avoid held funds, positioning the service as a practical processing option for nicotine pouch retailers heading into 2026.